Which Credit Card to Take With You

There is a plethora of credit cards to choose from that each person can own as many as eight. But using one too many plastics don’t maximise their features. Worse, it’s unsafe to carry around such number of cards. So just pick one or two of thebest credit cards.

For the Globetrotter

If you’re constantly on the move, choose a plastic that is widely acceptable internationally. Make sure it has affiliate branches in each place you go to. It must have an accessible and very responsive customer service. It should reward points or miles for every ticket you purchase. In addition, you should be able to withdraw cash with it without the arm-breaking charges. You’ll never know when you’ll run out of cash abroad.

For the Shopaholic

If you’re a constant shopper of a particular store, it is best to get their store cards. You’ll earn points with every purchase not to mention discounts as a certified member. But store cards are not practical if you’re not particularly a patron. If you shop at different stores every time then don’t bother with it. It’d be useless and a hindrance to a good credit score.

For the Weekend Warrior

If you love to be out on weekends, choose a plastic that gives points to weekend spots and getaway. For instance, your points should earn passes for theme parks, resorts, or festivals. For the very least, your card should give freebies like free movies and popcorn.

For the Luxury Maven

If you’re after the fine things in life, go with a credit card with high or unlimited credit limit. You’d be able to shop for cars, exquisite jewellery, and even a home for that matter. When it comes to rewards, they give no less than the grandiose, too. How about a new car?

For the Sports Fan

Do you go crazy over sports teams? Are you glued to the venue seats each new season? If you like buying game tickets, sports memorabilia, and subscribe to sports channels, choose a card that helps you do these. It should be able to reserve you the best seats and get you discounts. Not to mention, maybe a chance to meet your favorite athlete.

If one card does not have all these features, a combination of two cards can do the trick. Using a card that fits your lifestyle allows you to maximize its features. Not only that; carrying just one or two cards prevents you from overcharging. The result would be fewer bills each month and it will lead you to a manageable credit card debt.